Annual Survey 2014

1a. Total Leaseurope Leasing Market 2014

New Production (Mio€) New Production (Mio€)

AT BE BE BG CH CZ DE DK EE ES ES FI FR FR GR IT LT LV MA NL NL NO PL PT RO RS RU SE SI SK TR UA UK

Verband Österreichischer Leasing-Gesellschaften - VÖL Association Belge des Entreprises de Leasing Fédération Belge des Loueurs de Véhicules - RENTA Bulgarian Association for Leasing - BAL Schweizerischer Leasingverband - SLV Czech Leasing and Finance Association - CLFA Bundesverband Deutscher Leasing-Unternehmen e.V. - BDL Finans og Leasing Estonian Leasing Association Asociación Española de Leasing y Renting - AELR Association Espanola de Renting de Vehiculos - AER Federation of Finnish Financial Services - FKL Association francaise des Sociétés Financieres - ASF Fédération Nationale des Loueurs de Véhicules - FNLV Association of Greek Leasing Companies - AGLC Associazione Italiana Leasing - ASSILEA and ANIASA Association of Lithuanian Banks - Leasing Committee Latvian Lessors Association Association Professionnelle des Sociétés de Financement - APSF Nederlandse Vereniging van Leasemaatschappijen - NVL Vereniging van Nederlandse Autoleasemaatschappijen - VNA Finansieringsselskapenes Forening Polish Leasing Association Associação Portuguesa de Leasing, Factoring e Renting - ALF Romanian Leasing and Non Banking Financial Services Association Association of Leasing Companies in Serbia - ALCS United Leasing Association - ULA AFINA regrouping Finansbolagens Förening and Svenska Bankföreningen Leasing Committee of the Banking Association of Slovenia Association of Leasing Companies of the Slovak Republic Auto Leasing and Rental Companies Association - Tokkder Ukrainian Union of Lessors - UUL Finance and Leasing Association - FLA

TOTAL % (based on homogenous sample) 1) not adjusted for exchange rate fluctuations

Outstandings (Mio€) Outstandings (Mio€)

% change 1

% change

2

2014

2013

not adjusted

1

2

2014

2013

5,522.83 4,356.90 2,825.00 563.63 8,485.10 3,136.19 49,840.00 6,251.95 867.00 6,550.01 2,607.88 3,640.00 30,043.00 10,166.00 213.44 18,028.00 937.82 530.84 1,155.03 4,292.00 4,525.00 5,567.97 10,233.52 2,421.00 1,174.79 288.77 13,626.21 12,312.69 719.76 1,941.00 1,761.23 303.96 60,840.82

5,804.09 4,121.80 2,513.85 560.90 7,275.61 2,883.76 45,820.00 5,793.05 882.00 4,681.10 2,211.73 3,379.00 28,766.00 8,773.00 213.50 16,151.00 733.49 611.47 1,152.31 4,172.00 4,611.00 5,159.41 8,409.67 1,855.00 1,106.55 271.05 18,494.46 12,113.04 806.78 1,808.00 1,444.92 544.95 49,554.91

-4.85% 5.70% 12.38% 0.49% 16.62% 8.75% 8.77% 7.92% -1.70% 39.92% 17.91% 7.72% 4.44% 15.88% -0.03% 11.62% 27.86% -13.19% 0.24% 2.88% -1.87% 7.92% 21.69% 30.51% 6.17% 6.54% -26.32% 1.65% -10.79% 7.36% 21.89% -44.22% 22.77%

-4.85% 5.70% 12.38% 0.49% 15.05% 15.27% 8.77% 7.88% -1.70% 39.92% 17.91% 7.72% 4.44% 15.88% -0.03% 11.62% 27.86% -13.19% 0.37% 2.88% -1.87% 15.49% 21.30% 30.51% 6.17% 10.46% -11.33% 6.90% -10.79% 7.36% 39.84% -42.63% 16.54%

22,345.06 12,997.60 5,717.17 1,598.11 17,604.97 7,028.07 132,500.00 13,299.62 2,008.00 21,177.16 6,257.83 8,727.00 85,074.00

22,789.18 12,783.90 5,492.01 1,582.48 16,239.14 7,178.68 135,600.00 12,100.99 1,884.00 20,314.50 6,231.08 8,499.00 84,679.00

-1.95% 1.67% 4.10% 0.99% 8.41% -2.10% -2.29% 9.91% 6.58% 4.25% 0.43% 2.68% 0.47%

-1.95% 1.67% 4.10% 0.99% 6.95% 3.77% -2.29% 9.86% 6.58% 4.25% 0.43% 2.68% 0.47%

5,452.81 99,456.00 1,519.72 1,120.47 3,715.36 8,000.00 14,088.00 12,601.62 18,195.33 10,212.00 2,415.43

5,913.41 104,153.00 1,527.60 1,124.18 3,701.97 8,000.00 13,694.00 12,225.91 15,371.51 11,794.00 2,613.94

-7.79% -4.51% -0.52% -0.33% 0.36%

-7.79% -4.51% -0.52% -0.33% 0.50%

2.88% 3.07% 18.37% -13.41% -7.59%

2.88% 10.30% 18.00% -13.41% -7.59%

62,804.45 29,338.02 1,431.60 3,327.00 3,435.75 1,329.73 114,775.72

68,498.00 30,402.82 3,001.78 3,291.00 2,867.58 1,042.60 102,589.31

-8.31% -3.50% -52.31% 1.09% 19.81% 27.54% 11.88%

10.34% 1.48% -52.31% 1.09% 37.45% 31.19% 6.20%

275,729.31

252,679.40

9.12% 9.12%

9.53% 9.53%

729,553.61

727,186.56

0.33% 0.33%

1.70% 1.70%

not adjusted

adjusted

2) adjusted for exchange rate fluctuations

General Notes Data shown here are those contributed to Leaseurope by its Member Associations in the context of the 2014 Annual Survey. Data can include estimates provided by Member Associations. Data represents the share of the total national market represented by each association unless otherwise specified. Data were provided in local currency. The exchange rates used are yearly average rates taken from Eurostat and can be found in table 5. The data for 2013 shown here are those provided by Leaseurope's Member Associations in the 2013 Annual Survey except when changes in membership or major data modifications warranted the restating of figures for 2013. Growth rates shown are calculated based on a homogenous sample of members reporting in both the 2013 and 2014 Annual Statistical Enquiries. Leasing figures include data for long term rental/operating leasing. For definitions please refer to Methodological Notes and Glossary. Leasing and short term rental data are provided separately (see table 20a and 20b for short term rental figures). Leaseurope members not reporting in this enquiry: Cyprus: Cyprus Finance and Leasing Association - CFLA; Germany: Bundesverband der Autovermieter Deutschlands; Greece: Greek Car Rental Companies Association; Ireland: Car Rental Council of Ireland; Luxembourg: Fédération Luxembourgoise des Loueurs de Véhicules; Malta: Rent A Car Association Malta; Netherlands: BOVAG; Tunisia: Association Professionelle Tunisienne des Banques et des Etablissements Financiers

Other Notes Figures in italics are estimates Outstanding figures for Portugal include only finance leasing Figures for Russia and Poland are esimates of the entire leasing markets in these countries (this refers to all tables in the 2013 Annual Survey). Our Russian member, the United Leasing Association represents about 90% of the Russian market and our Polish member, the Polish Leasing Association also represents approximately 90% of the Polish market. As of 2014, The Leasing Committee of the Banking Association of Slovenia does not include the statistics from those members who transfered some/all portions of their real estate portfolio into specialised companies.

adjusted

2a. Leasing Market 2014

New Production % change

Mio€

AT BE BE BG CH CZ DE DK EE ES ES FI FR FR GR IT LT LV MA NL NL NO PL PT RO RS RU SE SI SK TR UA UK

Verband Österreichischer Leasing-Gesellschaften - VÖL Association Belge des Entreprises de Leasing Fédération Belge des Loueurs de Véhicules - RENTA Bulgarian Association for Leasing - BAL Schweizerischer Leasingverband - SLV Czech Leasing and Finance Association - CLFA Bundesverband Deutscher Leasing-Unternehmen e.V. - BDL Finans og Leasing Estonian Leasing Association Asociación Española de Leasing y Renting - AELR Association Espanola de Renting de Vehiculos - AER Federation of Finnish Financial Services - FKL Association francaise des Sociétés Financieres - ASF Fédération Nationale des Loueurs de Véhicules - FNLV Association of Greek Leasing Companies - AGLC Associazione Italiana Leasing - ASSILEA and ANIASA Association of Lithuanian Banks - Leasing Committee Latvian Lessors Association Association Professionnelle des Sociétés de Financement - APSF Nederlandse Vereniging van Leasemaatschappijen - NVL Vereniging van Nederlandse Autoleasemaatschappijen - VNA Finansieringsselskapenes Forening Polish Leasing Association Associação Portuguesa de Leasing, Factoring e Renting - ALF Romanian Leasing and Non Banking Financial Services Association Association of Leasing Companies in Serbia - ALCS United Leasing Association - ULA AFINA regrouping Finansbolagens Förening and Svenska Bankföreningen Leasing Committee of the Banking Association of Slovenia Association of Leasing Companies of the Slovak Republic Auto Leasing and Rental Companies Association - Tokkder Ukrainian Union of Lessors - UUL Finance and Leasing Association - FLA

TOTAL % (based on homogenous sample) 1) not adjusted for exchange rate fluctuations

Outstandings % change

2014

2013

not adjusted1

adjusted

2

2014

2013

%

2014

2013

not adjusted1

adjusted

5,080.09 4,356.90 2,825.00 563.63 8,485.10 1,720.15 43,920.00 4,352.10 867.00 6,550.01 2,607.88 1,540.00 30,043.00 10,166.00 213.44 18,028.00 937.82 530.84 1,155.03 4,292.00 4,525.00 5,567.97 10,233.52 2,421.00 1,174.79 288.77 13,626.21 7,100.62 719.76 1,130.00 1,761.23 303.96 12,482.01

5,357.14 4,121.80 2,513.85 560.90 7,275.61 1,558.39 39,810.00 3,554.22 882.00 4,681.10 2,211.73 1,365.00 28,766.00 8,773.00 213.50 16,151.00 733.49 611.47 1,152.31 4,172.00 4,611.00 5,159.41 8,409.67 1,855.00 1,106.55 271.05 18,494.46 6,853.15 806.78 1,033.00 1,444.92 544.95 11,372.25

-5.17% 5.70% 12.38% 0.49% 16.62% 10.38% 10.32% 22.45% -1.70% 39.92% 17.91% 12.82% 4.44% 15.88% -0.03% 11.62% 27.86% -13.19% 0.24% 2.88% -1.87% 7.92% 21.69% 30.51% 6.17% 6.54% -26.32% 3.61% -10.79% 9.39% 21.89% -44.22% 9.76%

-5.17% 5.70% 12.38% 0.49% 15.05% 16.99% 10.32% 22.40% -1.70% 39.92% 17.91% 12.82% 4.44% 15.88% -0.03% 11.62% 27.86% -13.19% 0.37% 2.88% -1.87% 15.49% 21.30% 30.51% 6.17% 10.46% -11.33% 8.96% -10.79% 9.39% 39.84% -42.63% 4.19%

172,979 81,488

170,525 82,317

1.44% -1.01%

238,221 51,812 1,432,130 98,617 40,000 181,431

217,685 47,508 1,342,160 75,858 41,000 142,344

9.43% 9.06% 6.70% 30.00% -2.44% 27.46%

212,297 968,016 444,672 1,594 438,135 147,599

154,095 929,090 417,675 1,200 379,151 149,694

37.77% 4.19% 6.46% 32.83% 15.56% -1.40%

21,157.31 12,997.60 5,717.17 1,598.11 17,604.97 4,466.52 122,000.00 8,662.88 2,008.00 21,177.16 6,257.83 4,858.00 85,074.00

21,542.27 12,783.90 5,492.01 1,582.48 16,239.14 4,676.71 125,000.00 7,931.19 1,877.00 20,314.50 6,231.08 4,749.00 84,679.00

-1.79% 1.67% 4.10% 0.99% 8.41% -4.49% -2.40% 9.23% 6.98% 4.25% 0.43% 2.30% 0.47%

-1.79% 1.67% 4.10% 0.99% 6.95% 1.23% -2.40% 9.18% 6.98% 4.25% 0.43% 2.30% 0.47%

13,293 54,326 175,513 40,611 245,681 47,578 34,384 10,535 151,000 358,747 44,215 27,375 6,500 10,612

7.79% -12.70% 14.51% 15.75% 24.81% 33.65% 4.61% 1.67% 9.93% 5.22% -13.20% 24.12% -22.20% -26.84%

5,913.41 104,153.00 1,527.60 1,124.18 3,701.97 8,000.00 13,694.00 12,225.91 15,371.51 11,794.00 2,613.94

-7.79% -4.51% -0.52% -0.33% 0.36%

-7.79% -4.51%

14,328 47,425 200,984 47,009 306,644 63,588 35,969 10,711 166,000 377,465 38,378 33,977 5,057 7,764

5,452.81 99,456.00 1,519.72 1,120.47 3,715.36 8,000.00 14,088.00 12,601.62 18,195.33 10,212.00 2,415.43

2.88% 3.07% 18.37% -13.41% -7.59%

2.88% 10.30% 18.00% -13.41% -7.59%

62,804.45 19,183.93 1,431.60 2,350.00 3,435.75 1,329.73 33,165.04

68,498.00 19,642.72 3,001.78 2,266.00 2,867.58 1,042.60 35,483.83

-8.31% -2.34% -52.31% 3.71% 19.81% 27.54% -6.53%

10.34% 2.71% -52.31% 3.71% 37.45% 31.19% -11.28%

209,568.82

196,426.70

6.69% 6.69%

8.28% 8.28%

5,864,290

5,370,672

9.19% 9.19%

614,056.80

626,020

-1.91% -1.91%

0.24% 0.24%

2) adjusted for exchange rate fluctuations

Notes Figures in italics are estimates Growth rates shown are calculated based on a homogenous sample of members reporting in both the 2013 and 2014 Annual Statistical Enquiries Outstanding figures for Portugal include only finance leasing

Mio€

Number of Contracts

2

-0.33% 0.50%

2b. Hire Purchase 2014

New Production % changes

Mio€

Mio€

Number of Contracts

Outstandings (Mio€) % changes

2014

2013

not adjusted1

adjusted

2

2014

2013

%

2014

2013

not adjusted1

adjusted

442.73

446.96

-0.94%

-0.94%

14,464

14,333

0.91%

1,187.75

1,246.91

-4.74%

-4.74%

1,416.04 5,920.00 1,899.85

1,325.37 6,010.00 2,238.83

6.84% -1.50% -15.14%

13.24% -1.50% -15.18%

67,188 74,000 92,420

69,356 70,000 115,685

-3.13% 5.71% -20.11%

2,561.56 10,500.00 4,636.74

2,501.96 10,600.00 4,169.81 7.00

2.38% -0.94% 11.20% -100.00%

8.51% -0.94% 11.15% -100.00%

2,100.00

2,014.00

4.27%

4.27%

92,693

92,180

0.56%

3,869.00

3,750.00

3.17%

3.17%

5,212.07

5,259.90

-0.91%

4.21%

278,122

233,230

19.25%

10,154.09

10,760.10

-5.63%

-0.76%

811.00

775.00

4.65%

4.65%

48,932

47,585

2.83%

977.00

1,025.00

-4.68%

-4.68%

Finance and Leasing Association - FLA

48,358.81

38,182.65

26.65%

20.22%

81,610.68

67,105.48

21.62%

15.44%

TOTAL % (based on homogenous sample)

66,160.49

56,252.71

17.61% 17.61%

13.88% 13.88%

115,496.81

101,166.26

14.17% 14.17%

10.74% 10.74%

AT BE BE BG CH CZ DE DK EE ES ES FI FR FR GR IT LT LV MA NL NL NO PL PT RO RS RU SE SI SK TR UA UK

Verband Österreichischer Leasing-Gesellschaften - VÖL

2

Association Belge des Entreprises de Leasing Fédération Belge des Loueurs de Véhicules - RENTA Bulgarian Association for Leasing - BAL Schweizerischer Leasingverband - SLV Czech Leasing and Finance Association - CLFA Bundesverband Deutscher Leasing-Unternehmen e.V. - BDL Finans og Leasing Estonian Leasing Association Asociación Española de Leasing y Renting - AELR Association Espanola de Renting de Vehiculos - AER Federation of Finnish Financial Services - FKL Association francaise des Sociétés Financieres - ASF Fédération Nationale des Loueurs de Véhicules - FNLV Association of Greek Leasing Companies - AGLC Associazione Italiana Leasing - ASSILEA and ANIASA Association of Lithuanian Banks - Leasing Committee Latvian Lessors Association Association Professionnelle des Sociétés de Financement - APSF Nederlandse Vereniging van Leasemaatschappijen - NVL Vereniging van Nederlandse Autoleasemaatschappijen - VNA Finansieringsselskapenes Forening Polish Leasing Association Associação Portuguesa de Leasing, Factoring e Renting - ALF Romanian Leasing and Non Banking Financial Services Association Association of Leasing Companies in Serbia - ALCS United Leasing Association - ULA AFINA regrouping Finansbolagens Förening and Svenska Bankföreningen Leasing Committee of the Banking Association of Slovenia Association of Leasing Companies of the Slovak Republic Auto Leasing and Rental Companies Association - Tokkder Ukrainian Union of Lessors - UUL

1) not adjusted for exchange rate fluctuations

667,819

2) adjusted for exchange rate fluctuations

Notes Figures in italics are estimates Growth rates shown are calculated based on a homogenous sample of members reporting in both the 2013 and 2014 Annual Statistical Enquiries

642,369

3.96% 3.96%

4. 2014 Market Shares

Leasing incl Long Term Rental

2014 AT BE BE BG CH CZ DE DK EE ES ES FI FR FR GR IT LT LV MA NL NL NO PL PT RO RS RU SE SI SK TR UA UK

Verband Österreichischer Leasing-Gesellschaften - VÖL Association Belge des Entreprises de Leasing Fédération Belge des Loueurs de Véhicules - RENTA Bulgarian Association for Leasing - BAL Schweizerischer Leasingverband - SLV Czech Leasing and Finance Association - CLFA Bundesverband Deutscher Leasing-Unternehmen e.V. - BDL Finans og Leasing Estonian Leasing Association Asociación Española de Leasing y Renting - AELR Association Espanola de Renting de Vehiculos - AER Federation of Finnish Financial Services - FKL Association francaise des Sociétés Financieres - ASF Fédération Nationale des Loueurs de Véhicules - FNLV Association of Greek Leasing Companies - AGLC Associazione Italiana Leasing - ASSILEA and ANIASA Association of Lithuanian Banks - Leasing Committee Latvian Lessors Association Association Professionnelle des Sociétés de Financement - APSF Nederlandse Vereniging van Leasemaatschappijen - NVL Vereniging van Nederlandse Autoleasemaatschappijen - VNA Finansieringsselskapenes Forening Polish Leasing Association Associação Portuguesa de Leasing, Factoring e Renting - ALF Romanian Leasing and Non Banking Financial Services Association Association of Leasing Companies in Serbia - ALCS United Leasing Association - ULA AFINA regrouping Finansbolagens Förening and Svenska Bankföreningen Leasing Committee of the Banking Association of Slovenia Association of Leasing Companies of the Slovak Republic Auto Leasing and Rental Companies Association - Tokkder Ukrainian Union of Lessors - UUL Finance and Leasing Association - FLA

Leaseurope's representativity

New Production (Mio €) 5,522.83 4,356.90 2,825.00 563.63 8,485.10 3,136.19 49,840.00 6,251.95 867.00 6,550.01 2,607.88 3,640.00 30,043.00 10,166.00 213.44 18,028.00 937.82 530.84 1,155.03 4,292.00 4,525.00 5,567.97 10233.52* 2,421.00 1,174.79 288.77 13626.21* 12,312.69 719.76 1,941.00 1,761.23 303.96 60,840.82 275,729.31

Share of Total Market Leaseurope Representivity Size (Mio €) Market 2.00% 94.63% 5,836.23 1.58% 90.00% 4,841.00 1.02% 90.00% 3,138.89 0.20% 90.00% 626.25 3.08% 80.00% 10,606.37 1.14% 97.00% 3,233.18 18.08% 87.00% 57,287.36 2.27% 90.00% 6,946.61 0.31% 98.00% 884.69 2.38% 95.60% 6,851.47 0.95% 99.00% 2,634.22 1.32% 80.00% 4,550.00 10.90% 98.00% 30,656.12 3.69% 99.00% 10,268.69 0.08% 100.00% 213.44 6.54% 95.00% 18,976.84 0.34% 0.19% 97.00% 547.26 0.42% 100.00% 1,155.03 1.56% 95.00% 4,517.89 1.64% 91.00% 4,972.53 2.02% 90.00% 6,186.63 3.71% 100.00% 10,233.52 0.88% 99.00% 2,445.45 0.43% 89.00% 1,319.99 0.10% 91.50% 315.59 4.94% 100.00% 13,626.21 4.47% 80.00% 15,390.86 0.26% 90.00% 799.73 0.70% 97.00% 2,001.03 0.64% 73.00% 2,412.64 0.11% 85.00% 357.60 22.07% 95.00% 64,042.97 91.4%

297,876.31

(**)

Notes * Figures for Russia and Poland are esimates of the entire leasing markets in these countries. Our Russian member, the United Leasing Association represents about 90% of the Russian market and our Polish member, the Polish Leasing Associations also represents about 90% of the Polish market. ** Leaseurope's representativity reflects its membership only

5. Exchange Rates

ISO2

Country

AT BE BG CH CZ DE DK EE ES FI FR GR IE IT LT LU LV MA MT NL NO PL PT RO RS RU SE SI SK TJ TN TR UA UK

Austria Belgium Bulgaria Switzerland Czech Republic Germany Denmark Estonia Spain Finland France Greece Ireland Italy Lithuania Luxembourg Latvia Morocco Malta Netherlands Norway Poland Portugal Romania Serbia* Russian Federation Sweden Slovenia Slovakia Tajikistan Tunisia Turkey Ukraine United Kingdom

2014

2013

1 1 1.9558 1.2145 27.536 1 7.4548 1 1 1 1 1 1 1 3.4528 1 1 11.1763 0 1 8.3544 4.1843 1 1 117.306 50.9518 9.0985 1 1 1 0 2.9065 10.9156 0.8061

1 1 1.9558 1.2311 25.98 1 7.4579 1 1 1 1 1 1 1 3.4528 1 1 11.161 0 1 7.8067 4.1975 1 1 113.1369 42.337 8.6515 1 1 1 0 2.5335 10.6121 0.8492

Notes: These rates are a yearly average and are taken from Eurostat (extraction date for 2014 exchange rates is 27.03.2015). Where exchange rates were not available from Eurostat, information from the national central banks was used. Rates in the table are provided in the following way: 1 Eur = x Local Currency, for instance 1 Eur = 0.8061 GBP(£) in 2014 Romanian Leasing and Non-Banking Financial Services Association reports in Euros (*) Alternatively, the following annual exchange rates might be used for Serbia if needed: 1 Eur = 113,1369 RSD in 2013 and 1 Eur = 117,306 RSD in 2014

6a. Equipment (Leasing & Hire Purchase)

New Production % change

Mio €

AT BE BE BG CH CZ DE DK EE ES ES FI FR FR GR IT LT LV MA NL NL NO PL PT RO RS RU SE SI SK TR UA UK

Verband Österreichischer Leasing-Gesellschaften - VÖL Association Belge des Entreprises de Leasing Fédération Belge des Loueurs de Véhicules - RENTA Bulgarian Association for Leasing - BAL Schweizerischer Leasingverband - SLV Czech Leasing and Finance Association - CLFA Bundesverband Deutscher Leasing-Unternehmen e.V. - BDL Finans og Leasing Estonian Leasing Association Asociación Española de Leasing y Renting - AELR Association Espanola de Renting de Vehiculos - AER Federation of Finnish Financial Services - FKL Association francaise des Sociétés Financieres - ASF Fédération Nationale des Loueurs de Véhicules - FNLV Association of Greek Leasing Companies - AGLC Associazione Italiana Leasing - ASSILEA and ANIASA Association of Lithuanian Banks - Leasing Committee Latvian Lessors Association Association Professionnelle des Sociétés de Financement - APSF Nederlandse Vereniging van Leasemaatschappijen - NVL Vereniging van Nederlandse Autoleasemaatschappijen - VNA Finansieringsselskapenes Forening Polish Leasing Association Associação Portuguesa de Leasing, Factoring e Renting - ALF Romanian Leasing and Non Banking Financial Services Association Association of Leasing Companies in Serbia - ALCS United Leasing Association - ULA AFINA regrouping Finansbolagens Förening and Svenska Bankföreningen Leasing Committee of the Banking Association of Slovenia Association of Leasing Companies of the Slovak Republic Auto Leasing and Rental Companies Association - Tokkder Ukrainian Union of Lessors - UUL Finance and Leasing Association - FLA

TOTAL % (based on homogenous sample) 1) not adjusted for exchange rate fluctuations

2014

2013

5,019.94 3,765.50 2,825.00 539.96 8,485.10 3,019.36 48,210.00 6,038.39 867.00 5,630.86 2,607.88 3,587.00 25,367.00 10,166.00 165.19 13,726.00 710.61 529.79 872.11 4,292.00 4,525.00 5,565.81 9,935.47 1,784.00 1,139.34 274.68 13,345.95 12,309.06 712.55 1,869.00 1,761.23 303.96 60,334.69

4,690.70 3,683.40 2,513.85 518.27 7,275.61 2,806.01 44,490.00 5,712.06 882.00 3,865.72 2,211.73 3,351.00 24,407.00 8,773.00 134.51 12,327.00 722.92 609.26 923.84 4,172.00 4,611.00 5,150.06 8,021.25 1,356.00 1,051.40 269.14 18,310.23 12,090.74 742.68 1,747.00 1,444.92 544.95 49,181.64

260,285.42

238,590.87

% change

2014

2013

%

2014

2013

7.02% 2.23% 12.38% 4.18% 16.62% 7.60% 8.36% 5.71% -1.70% 45.66% 17.91% 7.04% 3.93% 15.88% 22.81% 11.35% -1.70% -13.04% -5.60% 2.88% -1.87% 8.07% 23.86% 31.56% 8.36% 2.06% -27.11% 1.81% -4.06% 6.98% 21.89% -44.22% 22.68%

7.02% 2.23% 12.38% 4.18% 15.05% 14.05% 8.36% 5.67% -1.70% 45.66% 17.91% 7.04% 3.93% 15.88% 22.81% 11.35% -1.70% -13.04% -5.47% 2.88% -1.87% 15.65% 23.47% 31.56% 8.36% 5.82% -12.28% 7.07% -4.06% 6.98% 39.84% -42.63% 16.45%

187,277 81,286

184,697 82,155

1.40% -1.06%

238,221 118,971 1,506,000 191,037 40,000 180,474

217,685 116,849 1,412,000 191,543 41,000 141,439

9.43% 1.82% 6.66% -0.26% -2.44% 27.60%

304,972 966,269 444,672 1,572 433,951 147,522

246,263 927,187 417,675 1,182 375,446 149,669

23.84% 4.22% 6.46% 32.99% 15.58% -1.43%

12,045.87 8,824.80 5,717.17 1,358.00 17,604.97 5,972.40 95,500.00 12,217.77 1,978.00 12,999.07 6,257.83 8,266.00 47,389.00

11,862.32 8,613.70 5,492.01 1,272.29 16,239.14 5,882.91 95,600.00 11,083.82 1,849.00 12,482.60 6,231.08 8,092.00 46,803.00

1.55% 2.45% 4.10% 6.74% 8.41% 1.52% -0.10% 10.23% 6.98% 4.14% 0.43% 2.15% 1.25%

1.55% 2.45% 4.10% 6.74% 6.95% 7.60% -0.10% 10.18% 6.98% 4.14% 0.43% 2.15% 1.25%

12,992 54,326 175,513 40,538 245,377 46,167 34,321 10,531 151,000 591,923 44,012 74,859 6,500 10,612

7.55% -12.70% 14.51% 15.95% 24.91% 34.26% 4.65% 1.35% 9.93% 10.75% -12.87% 10.59% -22.20% -26.84%

1,322.05 36,143.00 1,326.32 1,124.18 2,455.23 8,000.00 13,694.00 12,031.08 13,457.06 4,043.00 2,169.70

-17.64% -9.97% 1.76% -0.33% -3.53%

-17.64% -9.97%

13,973 47,425 200,984 47,004 306,508 61,982 35,916 10,673 166,000 655,546 38,348 82,785 5,057 7,764

1,088.80 32,541.00 1,349.66 1,120.47 2,368.67 8,000.00 14,088.00 12,429.74 16,367.28 3,000.00 2,032.73

2.88% 3.31% 21.63% -25.80% -6.31%

2.88% 10.56% 21.24% -25.80% -6.31%

61,548.37 29,284.61 1,171.67 2,886.00 3,435.75 1,329.73 114,775.72

67,269.76 30,343.99 1,324.41 2,842.00 2,867.58 1,042.60 102,589.31

-8.51% -3.49% -11.53% 1.55% 19.81% 27.54% 11.88%

10.11% 1.50% -11.53% 1.55% 37.45% 31.19% 6.20%

9.09% 9.09%

9.51% 9.51%

6,522,189

6,003,461

8.64% 8.64%

544,949.07

535,549.12

1.76% 1.76%

3.57% 3.57%

adjusted

2) adjusted for exchange rate fluctuations

Notes Figures in italics are estimates Growth rates shown are calculated based on a homogenous sample of members reporting in both the 2013 and 2014 Annual Statistical Enquiries Outstanding figures for Portugal include only finance leasing

Outstandings

2

not adj.

1

Mio €

Number of Contracts

not adj.

1

adjusted

2

-0.33% -3.39%

6b. Real Estate

New Production % change

Mio €

AT BE BE BG CH CZ DE DK EE ES ES FI FR FR GR IT LT LV MA NL NL NO PL PT RO RS RU SE SI SK TR UA UK

Verband Österreichischer Leasing-Gesellschaften - VÖL Association Belge des Entreprises de Leasing

Outstandings (Mio€) % change

2

2014

2013

%

2014

2013

-54.83% 34.90%

-54.83% 34.90%

166 202

161 162

3.11% 24.69%

10,299.19 4,172.80

10,926.86 4,170.20

-5.74% 0.06%

-5.74% 0.06%

42.64

-44.48%

-44.48%

240.11

310.19

-22.59%

-22.59%

116.83 1,630.00 213.55

77.75 1,330.00 80.99

50.26% 22.56% 163.69%

59.26% 22.56% 163.58%

29 130

15 160

93.33% -18.75%

919.15

815.38

12.73%

12.73%

957

905

5.75%

1,055.67 37,000.00 1,081.85 30.00 8,178.09

1,295.77 40,000.00 1,017.18 35.00 7,831.90

-18.53% -7.50% 6.36% -14.29% 4.42%

-13.65% -7.50% 6.31% -14.29% 4.42%

53.00 4,676.00

28.00 4,359.00

89.29% 7.27%

89.29% 7.27%

18 1,747

12 1,903

50.00% -8.20%

461.00 37,685.00

407.00 37,876.00

13.27% -0.50%

13.27% -0.50%

48.25 4,302.00 227.21 1.05 282.92

78.99 3,824.00 10.57 2.21 228.47

-38.92% 12.50% 2049.34% -52.38% 23.83%

-38.92% 12.50% 2049.34% -52.38% 24.00%

22 4,184 77

18 3,705 25

22.22% 12.93% 208.00%

4,364.01 66,915.00 170.07

4,591.36 68,010.00 201.29

-4.95% -1.61% -15.51%

-4.95% -1.61% -15.51%

355

301

17.94%

1,346.69

1,246.74

8.02%

8.16%

2.16 298.04 637.00 35.46 14.08 280.27 3.63 7.21 72.00

9.35 388.42 499.00 55.15 1.90 184.24 22.31 64.10 61.00

-76.95% -23.27% 27.66% -35.70% 639.71% 52.12% -83.74% -88.75% 18.03%

-75.34% -23.51% 27.66% -35.70% 666.96% 83.08% -82.90% -88.75% 18.03%

5 136 1,606 53 38

73 304 1,411 63 4

-93.15% -55.26% 13.82% -15.87% 850.00%

171.89 1,828.05 7,212.00 382.70

194.83 1,914.45 7,751.00 444.24

-11.78% -4.51% -6.95% -13.85%

-5.59% -4.81% -6.95% -13.85%

41 30 124

54 203 101

-24.07% -85.22% 22.77%

1,256.09 53.42 259.93 441.00

1,228.24 58.83 1,677.37 449.00

2.27% -9.21% -84.50% -1.78%

23.08% -4.52% -84.50% -1.78%

506.13

373.27

35.59%

28.71%

15,443.89

14,088.53

9.62% 9.62%

9.89% 9.89%

9,920

9,580

3.55% 3.55%

184,604.54

191,637.45

-3.67% -3.67%

-3.50% -3.50%

2014

2013

not adj.

502.89 591.40

1,113.40 438.40

23.67

1

Mio €

Number of Contracts

adjusted

not adj.

1

adjusted

2

Fédération Belge des Loueurs de Véhicules - RENTA Bulgarian Association for Leasing - BAL Schweizerischer Leasingverband - SLV Czech Leasing and Finance Association - CLFA Bundesverband Deutscher Leasing-Unternehmen e.V. - BDL Finans og Leasing Estonian Leasing Association Asociación Española de Leasing y Renting - AELR Association Espanola de Renting de Vehiculos - AER Federation of Finnish Financial Services - FKL Association francaise des Sociétés Financieres - ASF Fédération Nationale des Loueurs de Véhicules - FNLV Association of Greek Leasing Companies - AGLC Associazione Italiana Leasing - ASSILEA and ANIASA Association of Lithuanian Banks - Leasing Committee Latvian Lessors Association Association Professionnelle des Sociétés de Financement - APSF Nederlandse Vereniging van Leasemaatschappijen - NVL Vereniging van Nederlandse Autoleasemaatschappijen - VNA Finansieringsselskapenes Forening Polish Leasing Association Associação Portuguesa de Leasing, Factoring e Renting - ALF Romanian Leasing and Non Banking Financial Services Association Association of Leasing Companies in Serbia - ALCS United Leasing Association - ULA AFINA regrouping Finansbolagens Förening and Svenska Bankföreningen Leasing Committee of the Banking Association of Slovenia Association of Leasing Companies of the Slovak Republic Auto Leasing and Rental Companies Association - Tokkder Ukrainian Union of Lessors - UUL Finance and Leasing Association - FLA

TOTAL % (based on homogenous sample) 1) not adjusted for exchange rate fluctuations

2) adjusted for exchange rate fluctuations

Notes Figures in italics are estimates Growth rates shown are calculated based on a homogenous sample of members reporting in both the 2013 and 2014 Annual Statistical Enquiries Outstanding figures for Portugal include only finance leasing As of 2014, The Leasing Committee of the Banking Association of Slovenia does not include the statistics from those members who transfered some/all portions of their real estate portfolio into specialised companies

20a. Short Term Car Rental

Number of Cars Bought in BE ES FR IT PT RO TR UK

Fédération Belge des Loueurs de Véhicules - RENTA Association Espanola de Renting de Vehiculos - AER Fédération Nationale des Loueurs de Véhicules ANIASA Assoc. dos Industriais de Aluguer de Automóveis sem Condutor - ARAC Romanian Leasing and Non Banking Financial Services Association Auto Leasing and Rental Companies Association - Tokkder British Vehicle Rental and Leasing Association - BVRLA

TOTAL

Fleet Size

Number of Rentals Made

2014 21,350 0 163,200 76,146 31,989 25,261 19,191 319,500

2013 22,246 na 160,000 82,287 na na 28,437 280,000

2014 16,931 334,617 153,000 98,581 52,182 na 26,240 246,000

2013 17,603 na 150,000 100,260 na na 25,010 240,000

2014 508,134 116,555 3,570,000 4,187,000 1,923,815 na 2,204,160 11,000,000

2013 527,038 na 3,500,000 4,211,000 na na 2,130,120 11,000,000

656,637

572,970

927,551

532,873

23,509,664

21,368,158

20b. Short Term Rental - Total Fleet Per Vehicle Category

BE ES FR IT PT RO TR UK

Fédération Belge des Loueurs de Véhicules - RENTA Association Espanola de Renting de Vehiculos - AER Fédération Nationale des Loueurs de Véhicules ANIASA Assoc. dos Industriais de Aluguer de Automóveis sem Condutor - ARAC Romanian Leasing and Non Banking Financial Services Association Auto Leasing and Rental Companies Association - Tokkder British Vehicle Rental and Leasing Association - BVRLA

TOTAL

Notes Figures in italics are estimates

Passenger Cars 16,931 334,617 153,000 98,581 52,182 na 26,240 246,000 927,551

2014 Fleet Size LCVs HCVs < 3.5 t > 3.5 t 840 71,378 2,100 35,280 4,504 3,972 4

166,000

Total 17,771 408,095 188,280 103,085 56,158 26,240 412,000 1,211,629